Personal Loan

Client

banQi

Role

UI/UX Designer

Year

2023

Mobile app screen displaying loan management information on a dark blue interface. It shows a total contracted amount of R$ 10,000, payment progress with a green bar, and details of active loans categorized by purpose, such as renovation and transportation.
About
The banQi aplication provides trust and convenience for fulfilling your consumer dreams through quick and accessible personal loans.

Challenge

In this project, we faced the challenge of redesigning a loan platform with an outdated design that didn't align with the brand identity.

The motivation was to make the platform more competitive in the market by implementing basic features such as payment with balance and payment anticipation.

Our goal was to provide users with a modern and intuitive experience, making the loan process more convenient and efficient.

Mobile app screen of a digital bank with a blue and white interface. The screen displays the user's balance (R$ 240), options for financial transactions like Pix, deposits, and withdrawals, along with shortcuts for personal loans, a virtual card, and shopping promotions.

Identity

In the ideation process of the new identity for the banQi application, we focused on a simplified and practical design.

We updated the colors and visual identity to resemble the parent brand, Casas Bahia.

We also streamlined the screens and organized the information in a more minimalist manner, aiming for better user comprehension. The goal was to convey trust and modernity while staying aligned with the needs of the target audience.

Mobile app screen displaying loan management information on a dark blue and white interface. It shows details of a renovation loan with a total value of R$ 5,000 and also displays the installment amounts along with the payment progress at the top.

New features implemented

Mobile app screen displaying loan installment information on a dark blue and white interface. It shows the following payment options: Balance, PIX, and bank slip.
Adorable couple sitting on the floor near the bed and enjoying their domestic environment

Payment with balance

The first implementation we made was the basic feature of 'payment with balance.'

The app was initially launched with payment only through 'boleto' (a popular Brazilian payment method involving issuing a bank slip), which incurred additional costs for issuance and was not the most practical and competitive option in the market.

Mobile app screen displaying a list of loan installments on a blue and white interface. Each installment has a selection box that can be checked, while the total payment amount is displayed at the bottom of the screen along with a confirmation button.
Photo of a dark-skinned happy young man in a yellow shirt walking down the street, holding the phone, talking to his girlfriend, and smiling, looking cheerful.

Anticipation

The implementation of a payment anticipation feature in the banQi app brought numerous advantages. By automating the process, users could easily request payment advances on their own, reducing the need for support calls significantly.

This streamlined approach enhanced user experience and satisfaction, while also resulting in a drastic reduction in support costs, allowing the company to allocate resources more efficiently. Moreover, users were able to take advantage of discounts for early payment, further incentivizing the use of the payment anticipation function.

Mobile app screen displaying a list of loan installment information on a white interface with blue details. Mobile app screen displaying a bottom sheet with three money deposit methods: PIX, physical store, and bank slip. Mobile app screen displaying an illustration of a woman making calculations, with a button at the bottom saying 'Simulate now' for a loan.
Mobile app screen displaying loan management information on a dark blue interface. It shows a total contracted amount of R$ 10,000, payment progress with a green bar, and details of active loans categorized by purpose, such as renovation and transportation.

Thank You